BillsClear vs TimelyBills.
Two bill trackers with different ideas of the job.
TimelyBills pairs a bill organizer with a full budgeting app. BillsClear stays with bills and paydays: each pay period, what is due and what is left.
Free for one pay schedule and 8 bills. No bank link, no account, no ads.
The short answer
TimelyBills combines bills with budgeting. BillsClear shows your pay minus the bills you add, so you see what each paycheck leaves for everything else.
Checked . We make BillsClear, so we are not neutral; how we checked.
Pick TimelyBills if you want a bigger app: budgets, spending tracking, goals, family sharing, bank sync in the US and Canada, and a login that works on more than one device. Its paid plans start at $0.99 a month, which is cheaper than BillsClear Pro for unlimited bills.
Pick BillsClear if you only want bills against paychecks, with no ads, no bank link and free multi-currency, and you are fine with an 8-bill free plan and no sync between devices.
BillsClear vs TimelyBills, side by side
What each one does, from TimelyBills’s own pages and our own app.
| What | TimelyBills | BillsClear |
|---|---|---|
| Built to | Bills, budgets and expense tracking in one app, with goals, family sharing and an AI assistant. | One job: lay your bills against your paydays and show what is left. |
| Free plan | Lists a bill organizer with reminders, budget planning, a spending tracker, goal tracking and a debt payoff tracker. “Unlimited Bill Tracking” is listed under the paid Basic plan. Its free-plan page says the free plan tracks up to 10 recurring bills. | One pay schedule, up to 8 bills, every reminder, free multi-currency and a free backup file. |
| Paid plans | Basic $0.99 a month ($4.99 a year, or $14.99 once). Pro $4.99 a month or $24.99 a year. Pro Family $6.99 a month or $34.99 a year. Its page says prices exclude taxes. | Free for one pay schedule and 8 bills, with every reminder. Pro is $4.99 a month, $24.99 a year (7-day trial on the yearly plan) or $29.99 once for lifetime, and adds unlimited bills, a second pay schedule, a CSV export, reminder times per bill and pinned exchange rates. |
| Bank connection | You can link bank accounts and cards. Its Play listing puts Bank Sync (US and Canada) under its premium features. Bank sync is a separate add-on subscription, not part of Basic, Pro or Pro Family. | No bank link and no account. You type in your pay schedule and bills yourself. |
| Other devices and people | Multi-device login is a Pro feature. Pro Family adds shared bills and group budgeting. | No sync between devices. The free backup file moves your bills to a new phone. No sharing; Pro adds a second pay schedule, for a partner’s income or side work. |
| Ads | Its plans page lists a “100% Ad-Free Experience” under Pro. | No ads in any plan. |
| Currencies | Its plans page lists multi-currency account support under Pro. | Free: a currency on every bill and pay schedule, converted at daily rates into one display currency. |
| Budgets and spending | Budgets, a spending tracker, goals and insights. Unlimited budgets are in Basic and above. | No spending categories or budgets. BillsClear tracks bills and paydays only. |
| Bill reminders | Reminders before due dates, including AI-predicted alerts. | Free: a reminder the evening before a bill is due, and an optional one on the due day at 9:00. “Mark paid” and “Remind me tomorrow” sit on the notification. |
Who should use which
Both are fair choices. They suit different jobs.
Use TimelyBills if you want bills, budgets and spending in one place, you share money with family, or you want unlimited bills for less than BillsClear Pro.
Use BillsClear if you want one clear view of bills against paychecks, you are paid in a different currency from some of your bills, or you want no ads and no bank connection.
Where TimelyBills is stronger
- Budgets, spending tracking, goals and insights in the same app as your bills.
- Bank sync in the US and Canada, as a separate Bank Sync subscription (not part of Basic, Pro or Pro Family).
- Family features: shared bills, group budgets, and a login that works on several devices.
- A cheaper way to unlimited bills: Basic is $0.99 a month, against $4.99 a month for BillsClear Pro.
Where BillsClear is different
- Every bill lined up against a payday, with what is left after them.
- No ads in any plan, and no bank link or account at all.
- Multi-currency, reminders and a backup file in the free plan.
Switching, or trying BillsClear next to TimelyBills
You copy your bills across by hand; there is no import.
- Decide what you are replacing. If you use TimelyBills for budgets, goals or family sharing, keep it. BillsClear has none of those.
- Install BillsClear from Google Play or the App Store.
- Enter your pay schedule: how often you’re paid, your next payday and your take-home pay.
- Add your bills. Copy each name, amount, due date and repeat from your TimelyBills bill list. There is no import from TimelyBills. The free plan holds 8 bills; more need Pro.
- Cancel your TimelyBills plan only if you no longer need it. If you bought it in Google Play or the App Store, cancel it in that store’s subscription settings.
Questions
Anything else? Email support@billsclear.com.
Is BillsClear a free alternative to TimelyBills?
For the bill-tracking part. BillsClear is free for one pay schedule and 8 bills. TimelyBills’ free plan has more features, such as budgets and a spending tracker, and tracks up to 10 recurring bills. Neither plan is unlimited without paying.
Which is cheaper for unlimited bills?
TimelyBills. Its Basic plan, with unlimited bill tracking, is listed at $0.99 a month. BillsClear Pro is $4.99 a month or $24.99 a year, and also adds a second pay schedule, CSV export, reminder times per bill and pinned exchange rates.
Does BillsClear have ads?
No. There are no ads in the free plan or in Pro. TimelyBills’ plans page lists an ad-free experience as a Pro feature.
Does BillsClear sync between phones?
No. Your bills live on your phone. The free backup file moves them to a new phone, and on Android your phone’s own backup can restore them too. TimelyBills lists multi-device login under Pro.
Does BillsClear connect to my bank?
No. There is no bank link and no account. You type your pay schedule and your bills.
Can I move my bills from TimelyBills to BillsClear?
Not automatically. There is no import. Copy each bill by hand.
Is BillsClear on iPhone?
Yes. BillsClear is on the App Store for iPhone and on Google Play for Android.
Who makes BillsClear, and how we checked
BillsClear is made by ACEFINA LLC. It is a bills-and-paydays app with no bank link and no account, on Google Play and the App Store. We can’t be neutral about our own app, so every statement about TimelyBills comes from its own pages, read on 9 October 2026, and we say plainly where it does more than we do. No ratings, user counts or reviews are used. If a fact is out of date, tell us at support@billsclear.com and we will fix it.
Our own claims are about version 1.4.0, live on iPhone and rolling out on Android on 16 October 2026.
Sources for TimelyBills, read 9 October 2026:
More comparisons
The same checks, on other bill and budget apps.
- Seven bill tracker apps comparedFree limits, one-time prices and which apps need a bank link, side by side.
- BillsClear vs Rocket MoneyA bank-linked all-in-one app against a bills-and-paydays app with no bank link.
- BillsClear vs PocketGuardA budgeting app with a safe-to-spend figure against a plain schedule of bills.
- Paycheck plannerDrop every bill onto the paycheck that pays it and see what each one leaves.
Try BillsClear free and see what your next paycheck leaves after its bills.
Free for one pay schedule and 8 bills. Pro adds unlimited bills, pinned exchange rates, a second pay schedule, CSV export and custom reminder times.