Privacy policy
BillsClear works without an account or a bank connection, and your bills stay on your phone. This page lists everything that leaves it, and why.
What stays on your phone
- Stored only on your device: your pay schedule (and a second one, if you have Pro), your bills (name, amount, currency, due date and how often it repeats), which bills you’ve marked paid, your display currency, any exchange rates you’ve pinned, your reminder settings, and the most recent exchange-rate table the app downloaded.
- Our servers: we don’t run any servers that receive your bill or pay data. There’s no bank link (no Plaid, no bank login) and no account.
- Deleting the app: deleting BillsClear deletes all of this data.
- Bill history export (Pro): when you tap Export bill history, BillsClear builds a CSV file on your phone and opens your phone’s share sheet. The file only goes where you choose to send it. Nothing is uploaded by us.
What leaves your phone, and why
- When
- At most once a day, when you open the app and its saved rates are missing or more than a day old
- Sent to
- open.er-api.com, run by ExchangeRate-API
- What is sent
- A request for that day’s US-dollar exchange-rate table. It’s identical for every user and contains no bills, amounts, currencies, names or identifiers. Like any internet request, it reveals your device’s IP address to that server.
- Why
- To convert amounts between currencies
- When
- You view the paywall, buy BillsClear Pro, or restore a purchase
- Sent to
- Apple (App Store) or Google (Google Play), and RevenueCat (revenuecat.com)
- What is sent
- An anonymous app-user ID generated by RevenueCat, your purchase and subscription status, and device and app version details
- Why
- To process the subscription and unlock Pro
- What these services never receive: your pay schedule, bills, amounts, due dates, or paid and unpaid history.
- Their own policies: ExchangeRate-API, Apple, Google and RevenueCat each handle the data they receive under their own privacy policies.
- If the request fails: BillsClear keeps using the last rates it saved and shows their date.
Notifications
- BillsClear uses local notifications: a reminder before a bill is due (6 pm the evening before by default; Pro lets you set a different time for each bill), skipped once the bill is paid, and a summary on payday morning.
- They’re scheduled on your phone. No push service is involved, and no notification content leaves your phone.
- BillsClear asks for permission once, after you’ve added your first bill, never at first launch. You can turn reminders off in the app’s Settings (Bill and payday reminders) or in your phone’s settings.
What we don’t do
- No account or sign-in.
- No bank connection of any kind.
- No advertising, and no advertising identifiers.
- No third-party analytics, crash-reporting or tracking tools.
- We don’t sell or share personal data.
This website
billsclear.com is a static site. It sets no cookies and runs no analytics or tracking scripts. Cloudflare, which hosts it, processes standard request data such as IP addresses to deliver and protect the site.
Children
BillsClear isn’t directed at children under 13, and we don’t knowingly collect personal information from them.
Your choices
- Deleting your data: delete bills in the app, or delete the app.
- Taking your data with you: BillsClear Pro exports your bill history as a CSV file at any time.
- Subscriptions: manage or cancel in iOS Settings → your Apple Account → Subscriptions, or in the Google Play app → Payments & subscriptions.
- Notifications: turn them off in the app’s Settings or in your phone’s settings.
Changes
If this policy changes, we’ll update the effective date above and describe the change in the app’s release notes.
Contact
ACEFINA LLC, support@billsclear.com